MEdI Cover Travel Medical Expenses Insurance

Underwritten by Ace Europe and arranged through O’Driscoll O’Neil Ltd, Ireland



Summary of Cover

The Insurers will pay costs incurred by any insured student following any accidental injury whether hospitalisation is necessary or not, or any illness necessitating admission to hospital, up to a limit of €2,500,000


Additionally, the following lump sum payments will be made in the following circumstances:

                        Accidental death:                                           €10,000

                        Accidental loss of two or more limbs:           €10,000

                        Accidental loss of sight in both eyes:            €10,000

                        Accidental loss of one limb:                            5,000

                        Accidental loss of one eye:                             5,000


Each student is issued with a policy certificate and a ‘helpline card’.


The policy is subject to a  €100 excess per incident. All costs incurred in relation to any particular injury or illness will be subject to one excess only, regardless of the timescale of the treatment necessary.



The policy is subject to standard insurance exclusions including those detailed below.


The policy excludes claims arising from pre-existing illness or injuries known to the student prior to them travelling to Ireland.


The policy also excludes claims arising from suicide or attempted suicide, AIDS/HIV, criminal activity including drug abuse, organ transplants, radioactive contamination and injury arising from certain hazardous activities (e.g. scuba diving, rock climbing, hang gliding etc.).


The policy excludes cover for anyone not undertaking a course of study.


Administration: Cover is in force from the arrival of the student in Ireland for 7 days, pending the receipt of the copy of the policy signed by the student, by O’Driscoll O’Neil Ltd.


Premium: English Language Students are covered for €85, for any period of stay, up to a year. All other students are covered for €120, for any period of stay, up to a year. 



For further details contact Graham Pasley on 01 6395857 or at